Do I need a medical exam with American National?

Not always. Accelerated underwriting is available for many healthy applicants within certain age and face-amount limits.

How do I know it's the right life carrier for me?

You don't have to guess — we quote several carriers on the same health profile, because underwriting outcomes vary widely from company to company.

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American National Life Insurance in Texas

Texas-headquartered life insurance and annuities

Galveston-based Texas insurer writing term, whole, and indexed universal life plus annuities.

American National is a Galveston-based insurer writing term, whole, and universal life along with annuities. Their Texas roots and broad underwriting appetite make them a regular option in our life quotes.

Term, whole life, and indexed universal life
Living benefit riders available on many products
Competitive underwriting on a range of health histories
Quoted against the rest of our life carriers, not sold in isolation

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Coverage we write with American National (ANICO)

Start with the line you need — each page explains Texas-specific limits, then hands off to a quote request pre-set for that coverage.

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Common questions

Do I need a medical exam with American National?: Not always. Accelerated underwriting is available for many healthy applicants within certain age and face-amount limits.
How do I know it's the right life carrier for me?: You don't have to guess — we quote several carriers on the same health profile, because underwriting outcomes vary widely from company to company.

Heritage Texas Insurance Group is an independent agency. American National (ANICO) is not affiliated with this website, and listing here indicates an appointment or wholesale access rather than an endorsement. Coverage is subject to underwriting approval and policy terms.