Hagerty Auto Insurance in Texas
Classic, collector and specialty vehicle coverage
Agreed-value classic car insurance for Texas collector vehicles, hot rods, and restorations in progress.
Hagerty writes agreed-value coverage for classic cars, hot rods, restorations, and collector vehicles — with terms designed around how collector cars are actually used and valued.
- Agreed value: the number on the policy is what's paid on a total loss
- Coverage during restoration and for vehicles in progress
- Flexible usage terms for shows, tours, and weekend driving
- Spare parts and automobilia coverage available
Coverage we write with Hagerty
Start with the line you need — each page explains Texas-specific limits, then hands off to a quote request pre-set for that coverage.
Most requestedAutoTexas auto insurance compared across multiple carriers. State minimum 30/60/25, full coverage, SR-22 filings and uninsured motorist explained by a licensed Texas agent.Explore auto coverage →Also availableHomeownersCompare Texas homeowners insurance across multiple carriers. Wind, hail, deductible structure and rebuild cost explained by a licensed independent agent in Tomball, TX.Explore homeowners coverage →Also availableFloodFlood insurance for Texas homes, including properties outside mapped flood zones. NFIP and private flood options compared by a licensed independent agent.Explore flood coverage →Also availableLifeTerm and whole life insurance for Texas families, quoted across many carriers by a licensed LUTCF agent. Honest guidance on how much coverage you actually need.Explore life coverage →
Common questions
- Can my classic car stay on my regular auto policy?
- It can, but a standard policy pays depreciated actual cash value on a total loss — which rarely reflects a collector car's real worth. Agreed value is the reason to move it.
- Is there a mileage limit?
- Collector policies carry usage expectations rather than daily-driver terms. We'll match the program to how much you actually drive it.
Heritage Texas Insurance Group is an independent agency. Hagerty is not affiliated with this website, and listing here indicates an appointment or wholesale access rather than an endorsement. Coverage is subject to underwriting approval and policy terms.