Katy, Texas · Harris / Fort Bend / Waller

Home Insurance in Katy, TX

Compare home, auto and flood insurance for your Katy address. We review policy terms alongside official property-level flood information across 130+ carriers.

Katy home insurance across postal and county boundaries

Our Katy service area connects with Cypress and nearby Fulshear and Brookshire. Katy ISD's dated facility directory includes addresses in 77449, 77450, 77493 and 77494. These are mailing examples, not a single school boundary or a uniform flood zone for all Katy homes.

Harris County distinguishes waterway-overflow floodplains from stormwater ponding; Fort Bend County also provides floodplain resources. We review the individual property's jurisdiction and map information alongside dwelling limits, roof settlement terms and deductibles, then compare separate flood coverage where requested.

Home insurance coverage · Separate flood insurance · Contact our Tomball office

Insurance coverage for Katy families and drivers

Local flood risk in Katy

Harris County’s Flood Education Mapping Tool distinguishes waterway-overflow floodplains from stormwater ponding. Fort Bend County’s Drainage District also provides floodplain-map resources. Use the resources for the property’s jurisdiction and the effective FEMA map for its address; a Katy mailing address or ZIP is not a flood-zone determination.

School districts and attendance boundaries

Katy ISD provides a School Assignment by Residential Address application using designated attendance boundaries. Verify the residence with that lookup instead of inferring a school assignment from a Katy ZIP. The dated facility addresses below are postal examples, not current attendance-boundary statements.

Local ZIP code examples

These are published address examples, not a complete service-area list. Postal ZIP codes do not define city limits, school attendance boundaries or a property's flood zone.

Nearby service areas

Nearby: Cypress insurance, Fulshear, Brookshire, Sugar Land. See every Texas city we cover.

Your local agent near Katy

Heritage Texas Insurance Group
1431 Graham Drive, Suite 221
Tomball, TX 77375
832-296-7880 · Mon–Sat 8:00 AM – 6:00 PM CT

What Texans are saying

Reviews from our clients

Google Reviews

What Texans are saying about Ryan.

Megan Mohajer
Posted on Google

Ryan is awesome! Responded quickly even after hours. Compared quotes and explained everything clearly. Will recommend to friends and family!

Amber Word
Posted on Google

He was quick to give a quote that beat our current price for homeowners.

Jennifer Aduddell
Posted on Google

Very knowledgeable and gave me a great rate

Michael Porterfield
Posted on Google

Ryan provides exceptions customer service. He is quick to respond and transparent with all options available. I had to add a teen driver (boy) and expected the worst only to be absolutely thrilled with the result. Could not recommend more!

Becky Frazier
Posted on Google

Great customer service. Ryan works with you and your needs. Overall great agent.

Vera Atkinson
Posted on Google

Ryan did a great job of quickly and efficiently helping me get car insurance for my grandmother.

Paula Smoley
Posted on Google

We fell on hard times and Ryan came through. Lowered our rate and helped greatly. Quick to respond.

Alexa Carrasco
Posted on Google

Great experience. Recommended by a friend. Got great rates for home and auto. Will refer others!

Starla Stroker
Posted on Google

I was referred to Ryan by neighbors after my insurance increased. Within hours, he saved us $2k!

Tony Thompson
Posted on Google

Great experience. Timely replies, great service, even better people.

Charles Boyd
Posted on Google

Ryan is a true 'johnny on the spot!' Always finds an answer!

Gabrielle Johnson
Posted on Google

I am glad I switched to this company. Aside from good pricing, Ryan Aduddell has provided exceptional service being knowledgeable, answering every question patiently and made this process smooth and stress free. It’s clear that Ryan genuinely cares about his clients and goes the extra mile.

Dylan Delgatto
Posted on Google

Ryan is the best! He takes care of you and works so quickly. Grateful for Ryan!

Bridget Hall-
Posted on Google

Ryan was so great helping me find the right renters insurance policy. He was quick, efficient, and got me a cheaper quote than anywhere else I had searched. Will be referring all friends/fam to Ryan in the future!

Gran Love
Posted on Google

Ryan is knowledgeable and quick to respond—exactly what you want for insurance needs!

T.C. Baur
Posted on Google

The best of the best. Not only did they get us better rates on everything, but the coverage is better too. Ryan and his team always promptly respond to any questions. Professional, friendly, and we feel secure with them.

David Widener
Posted on Google

Ryan took great care in understanding our needs and provided much better coverage than we thought possible.

Judy Johnson
Posted on Google

Ryan helped us save about $1500 per year on our 4 vehicles. Working on home insurance next!

Desiree Freeman
Posted on Google

Ryan …. awesome! Quick quote and smooth process.

Alex Reyna
Posted on Google

Ryan is one of the most knowledgeable agents I know. Highly recommend for any insurance needs!

Ryan Carey
Posted on Google

Ryan is super responsive and has helped my family save money on insurance throughout the years.

Mike C.
Posted on Google

Ryan helped my in-laws get auto insurance. Incredibly responsive and appreciated.

Joseph Anselmi
Posted on Google

Ryan helped us switch providers. Smooth transition, saved money, bundled home and auto. Excellent service.

Curtis Johnson
Posted on Google

He really helps my wife anytime she has a problem or needs assistance. Best agent!

Gary Pearson
Posted on Google

Ryan is always willing to help and works to get the best coverage and rates for our family.

Alexis A
Posted on Google

I had such a great experience working with Ryan Aduddell. He worked incredibly quickly, answered every question I had thoroughly, and made the entire process smooth and stress-free. Not only did he provide amazing customer service, but Heritage Texas Insurance Group were also able to get me a much better policy with better coverage than what I had before. I truly appreciated how responsive, knowledgeable, and helpful they were throughout everything. Highly recommend!

David Needham
Posted on Google

Ryan was so helpful! I got competitive quotes back the same day that I sent the request. He helped tailor the quotes to exactly what I was looking for. Definitely recommend!

Sarah B
Posted on Google

Got me affordable insurance within 30 minutes! Fantastic service! Works any time of the day for you!

Atilla Kaya
Posted on Google

I highly recommend Ryan Aduddell at Companion Insurance Agency. His communication is outstanding—he is always quick to respond to emails and provides clear, helpful information. Ryan goes above and beyond to ensure all my questions are answered promptly and thoroughly. His dedication and efficiency make working with him a pleasure. Thank you, Ryan, for your excellent service!

Bryan Lockwood
Posted on Google

Ryan was very responsive and quick at getting me insurance after a 2000k mile move.

Clarence Schulze
Posted on Google

Ryan always replied promptly with revised quotes. Got more coverage at a lower rate. Highly recommend!

Sara Flores
Posted on Google

Ryan provided amazing service. Prompt, professional, honest, and flexible for my busy schedule.

Jonathan DA
Posted on Google

Ryan is one of the most knowledgeable agents I’ve ever met. He’s going to make sure you ARE COVERED and paying a fair price. Most agents are simply trying to sell you a policy but with Ryan, you will understand what you’re getting and feel good about what you got. Definitely recommend making him your agent for your insurance needs. You get peace of mind with him.

Jenine Collins Boyd
Posted on Google

Ryan is incredible. He found a great rate when we added a second teenager to our policy. Patient and responsive! Highly recommend!

Stephen Peters
Posted on Google

Ryan and his team are top notch. Easy to work with and ensure best coverage and rates. My insurance guy for 10+ years!

Pattie W
Posted on Google

Ryan Aduddell has taken care of our families insurance needs for years. We trust his expertise and appreciate his attention to detail.

Samantha Pearson
Posted on Google

Ryan is the best! Responsive, friendly, and saved us money!

Steve Cicero
Posted on Google

Great price

Sage Williams
Posted on Google

Ryan has always gone above and beyond to ensure we get the best rates and coverage. We've been with him 9 years. Highly recommend!

Brandy W
Posted on Google

We’ve worked with Ryan and his team for years now, haven’t regretted that decision once. When our daughter was in a vehicle accident he stayed on the phone with us while we were at the hospital to make sure we knew all the ways were covered and just making sure we were ok. We’re not just clients, we are family

Megan Mohajer
Posted on Google

Ryan is awesome! Responded quickly even after hours. Compared quotes and explained everything clearly. Will recommend to friends and family!

Amber Word
Posted on Google

He was quick to give a quote that beat our current price for homeowners.

Jennifer Aduddell
Posted on Google

Very knowledgeable and gave me a great rate

Michael Porterfield
Posted on Google

Ryan provides exceptions customer service. He is quick to respond and transparent with all options available. I had to add a teen driver (boy) and expected the worst only to be absolutely thrilled with the result. Could not recommend more!

Becky Frazier
Posted on Google

Great customer service. Ryan works with you and your needs. Overall great agent.

Vera Atkinson
Posted on Google

Ryan did a great job of quickly and efficiently helping me get car insurance for my grandmother.

Paula Smoley
Posted on Google

We fell on hard times and Ryan came through. Lowered our rate and helped greatly. Quick to respond.

Alexa Carrasco
Posted on Google

Great experience. Recommended by a friend. Got great rates for home and auto. Will refer others!

Starla Stroker
Posted on Google

I was referred to Ryan by neighbors after my insurance increased. Within hours, he saved us $2k!

Tony Thompson
Posted on Google

Great experience. Timely replies, great service, even better people.

Charles Boyd
Posted on Google

Ryan is a true 'johnny on the spot!' Always finds an answer!

Gabrielle Johnson
Posted on Google

I am glad I switched to this company. Aside from good pricing, Ryan Aduddell has provided exceptional service being knowledgeable, answering every question patiently and made this process smooth and stress free. It’s clear that Ryan genuinely cares about his clients and goes the extra mile.

Dylan Delgatto
Posted on Google

Ryan is the best! He takes care of you and works so quickly. Grateful for Ryan!

Bridget Hall-
Posted on Google

Ryan was so great helping me find the right renters insurance policy. He was quick, efficient, and got me a cheaper quote than anywhere else I had searched. Will be referring all friends/fam to Ryan in the future!

Gran Love
Posted on Google

Ryan is knowledgeable and quick to respond—exactly what you want for insurance needs!

T.C. Baur
Posted on Google

The best of the best. Not only did they get us better rates on everything, but the coverage is better too. Ryan and his team always promptly respond to any questions. Professional, friendly, and we feel secure with them.

David Widener
Posted on Google

Ryan took great care in understanding our needs and provided much better coverage than we thought possible.

Judy Johnson
Posted on Google

Ryan helped us save about $1500 per year on our 4 vehicles. Working on home insurance next!

Desiree Freeman
Posted on Google

Ryan …. awesome! Quick quote and smooth process.

Alex Reyna
Posted on Google

Ryan is one of the most knowledgeable agents I know. Highly recommend for any insurance needs!

Ryan Carey
Posted on Google

Ryan is super responsive and has helped my family save money on insurance throughout the years.

Mike C.
Posted on Google

Ryan helped my in-laws get auto insurance. Incredibly responsive and appreciated.

Joseph Anselmi
Posted on Google

Ryan helped us switch providers. Smooth transition, saved money, bundled home and auto. Excellent service.

Curtis Johnson
Posted on Google

He really helps my wife anytime she has a problem or needs assistance. Best agent!

Gary Pearson
Posted on Google

Ryan is always willing to help and works to get the best coverage and rates for our family.

Alexis A
Posted on Google

I had such a great experience working with Ryan Aduddell. He worked incredibly quickly, answered every question I had thoroughly, and made the entire process smooth and stress-free. Not only did he provide amazing customer service, but Heritage Texas Insurance Group were also able to get me a much better policy with better coverage than what I had before. I truly appreciated how responsive, knowledgeable, and helpful they were throughout everything. Highly recommend!

David Needham
Posted on Google

Ryan was so helpful! I got competitive quotes back the same day that I sent the request. He helped tailor the quotes to exactly what I was looking for. Definitely recommend!

Sarah B
Posted on Google

Got me affordable insurance within 30 minutes! Fantastic service! Works any time of the day for you!

Atilla Kaya
Posted on Google

I highly recommend Ryan Aduddell at Companion Insurance Agency. His communication is outstanding—he is always quick to respond to emails and provides clear, helpful information. Ryan goes above and beyond to ensure all my questions are answered promptly and thoroughly. His dedication and efficiency make working with him a pleasure. Thank you, Ryan, for your excellent service!

Bryan Lockwood
Posted on Google

Ryan was very responsive and quick at getting me insurance after a 2000k mile move.

Clarence Schulze
Posted on Google

Ryan always replied promptly with revised quotes. Got more coverage at a lower rate. Highly recommend!

Sara Flores
Posted on Google

Ryan provided amazing service. Prompt, professional, honest, and flexible for my busy schedule.

Jonathan DA
Posted on Google

Ryan is one of the most knowledgeable agents I’ve ever met. He’s going to make sure you ARE COVERED and paying a fair price. Most agents are simply trying to sell you a policy but with Ryan, you will understand what you’re getting and feel good about what you got. Definitely recommend making him your agent for your insurance needs. You get peace of mind with him.

Jenine Collins Boyd
Posted on Google

Ryan is incredible. He found a great rate when we added a second teenager to our policy. Patient and responsive! Highly recommend!

Stephen Peters
Posted on Google

Ryan and his team are top notch. Easy to work with and ensure best coverage and rates. My insurance guy for 10+ years!

Pattie W
Posted on Google

Ryan Aduddell has taken care of our families insurance needs for years. We trust his expertise and appreciate his attention to detail.

Samantha Pearson
Posted on Google

Ryan is the best! Responsive, friendly, and saved us money!

Steve Cicero
Posted on Google

Great price

Sage Williams
Posted on Google

Ryan has always gone above and beyond to ensure we get the best rates and coverage. We've been with him 9 years. Highly recommend!

Brandy W
Posted on Google

We’ve worked with Ryan and his team for years now, haven’t regretted that decision once. When our daughter was in a vehicle accident he stayed on the phone with us while we were at the hospital to make sure we knew all the ways were covered and just making sure we were ok. We’re not just clients, we are family